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Category: Money Psychology

Debt Avalanche VS Debt Snowball – Which Is Right For Me?

Posted on September 23, 2023 by Money Over Coffee

I’m sure if you’ve done any digging into paying off debt, you’ve run across the two most common methods of paying off debt – the Debt Snowball and the Debt Avalanche. Likewise, I’m sure you’ve seen advice from quite a few money management gurus telling you why one or the other is the better choice….

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The Psychology Behind Paying Down Debt – And Sticking to It!

Posted on August 20, 2023August 29, 2023 by Money Over Coffee

Have you ever heard of Dave Ramsey’s Baby Steps? The theory behind it is simple – follow the baby steps to become a millionaire. All you have to do is save up an emergency fund, pay off all your debts, and then voila! You’re wealthy! So how come all of Dave’s followers aren’t millionaires? Because…

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Change Your Mind, Change Your Money

Posted on June 21, 2023August 20, 2023 by Money Over Coffee

Do you continuously search “creating a budget” or “stop living paycheck to paycheck” but still find yourself in the same old routine? Are you having trouble breaking old patterns, creating new habits, and getting on the right track? YOU’RE NOT ALONE! Let’s look at some numbers… What does this mean for you? This means that…

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